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    <loc>https://www.vkbresilience.org/announcements</loc>
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    <lastmod>2020-08-21</lastmod>
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  <url>
    <loc>https://www.vkbresilience.org/announcements/upcoming-virtual-town-halls</loc>
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    <lastmod>2020-08-05</lastmod>
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      <image:title>Announcements - Upcoming Virtual Town Halls</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.vkbresilience.org/announcements/s7sdrxso7uijldlv12nxpqgnlyp3ol</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-08-07</lastmod>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2c02f26aea165874870937/1596719866272/Child-drawing-colorful-question-marks-on-blackboard-533335168_2125x1417.jpg</image:loc>
      <image:title>Announcements - First Virtual Town Hall is August 6, 2020 at 6:00 p.m.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.vkbresilience.org/announcements/miss-last-nights-town-hall-watch-it-here</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-08-07</lastmod>
  </url>
  <url>
    <loc>https://www.vkbresilience.org/announcements/yf0yzbb0fketnbd4491l07ukdam7ft</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-08-21</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3ffd6fc26faf3942410aa3/1598029174221/Pages+from+Town+Hall+082020_GOB+Shoreline+Protection.jpg</image:loc>
      <image:title>Announcements - 8/21/2020 VKB | Resilience Town Hall Presentation</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.vkbresilience.org/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2020-11-23</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1eed82e98ab914c8e81482/1595862433136/Original+corriendo_Credited_KikoRicote.jpg</image:loc>
      <image:title>home - Resilience is protecting something you love; our Island Paradise!</image:title>
      <image:caption>We all love Key Biscayne; that is why we choose, as residents, to call this Island Paradise “home.”  It is our duty to protect that home against the ever-increasing challenges brought by climate change and adverse weather events.</image:caption>
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    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1f1532888e2f30d0231131/1595872576397/Sunrise-Beach-475012500_4183x2385.jpeg</image:loc>
      <image:title>home - Resilience is our responsibility.</image:title>
      <image:caption>We have a responsibility to protect the Village of Key Biscayne’s beaches, infrastructure, and quality of life for the residents of tomorrow.  Regardless of the funding source, implementing systemic changes to intricate infrastructure systems takes time. The sooner we start, the sooner we will, as a community, see the benefits of these changes!</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f189f71d33acb565d954d97/1595449245553/Mangrove-trees-roots-above-and-below-the-water-899386200_4028x2476.jpeg</image:loc>
      <image:title>home - Resilience is being proactive, not reactive.</image:title>
      <image:caption>Resilience is protecting our island proactively.  It means providing the opportunity for every person in our community to bounce back after large-scale flooding events, hurricanes, or other challenging conditions, and to not only survive, but thrive in the face of the present and worsening threat of sea level rise.</image:caption>
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  </url>
  <url>
    <loc>https://www.vkbresilience.org/learnmore</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-08-07</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f203bc6badaa26750971bd1/1595948439423/Low-angle-view-of-people-lined-up-to-vote-1203196311_3869x2579.jpeg</image:loc>
      <image:title>Learn More - Where is my voting location?</image:title>
      <image:caption>If you choose to vote on Election Day, you must go to your assigned voting location, which is determined by your home address. You can find your exact Election Day voting location by checking your voter information via the link below, where you can also read your sample ballot, update your voter information, learn about upcoming elections and more. Precincts are open from 7 a.m. to 7 p.m. on Election Day. Check out the Voter Toolkit to know what information you need to bring with you to vote.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f203f1fc57cf2409b7277c0/1595948842456/Retro-alarm_b.jpg</image:loc>
      <image:title>Learn More - How do I register to vote?</image:title>
      <image:caption>To vote in the 2020 Presidential election on November 3rd, you MUST register to vote by October 5, 2020. Click the link below to register today!</image:caption>
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    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f20391c8970c25f2f67f06d/1595947741236/Voter-Registration---Vote-by-Mail-with-pen-1213770824_2125x1416.jpeg</image:loc>
      <image:title>Learn More - How do I request a mail-in ballot?</image:title>
      <image:caption>The deadline to request a vote-by-mail ballot is 5 p.m. on the tenth day before the election (October 24, 2020). Miami-Dade Elections must receive the vote by mail ballot request by 5 p.m., a postmarked vote-by-mail ballot request is not valid.</image:caption>
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  </url>
  <url>
    <loc>https://www.vkbresilience.org/faq</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-09-17</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1b08e5aac8f74df40af6f7/1596056139979/cute-happy-kids--boy-and-girls--read-books-on-beach%2C-family-vacation-1190547894_3868x2579.jpeg</image:loc>
      <image:title>FAQ - What is the question that will be on the ballot?</image:title>
      <image:caption>“Shall the Village issue general obligation bonds not exceeding $100 million in one or more series maturing not later than thirty years from their issuance dates, bearing interest not exceeding the maximum rate allowable by law, payable from ad valorem taxes levied by the Village, to: Mitigate effects of sea level rise and flooding; Protect Village beaches and shoreline; and Harden infrastructure to the effects of hurricanes? Shall the above described proposal be adopted? [ ] For Bonds [ ] Against Bonds”</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1afc904cb40d4abaa2ffd0/1596056131651/Sandy-shoreline-with-grasses-and-wheat-field-on-summer-day-in-Yorkshire%2C-UK.-1155935204_5156x3114.jpeg</image:loc>
      <image:title>FAQ - What is the VKB Resilience mission statement?</image:title>
      <image:caption>Protect our natural assets and upgrade our infrastructure to build a resilient future for the Village of Key Biscayne that strengthens our Island Paradise from current and future climate related threats.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f481dc0cd7f0026c03ea04a/1598561751353/iStock-1220226078.jpg</image:loc>
      <image:title>FAQ - What are the informational town hall meetings for?</image:title>
      <image:caption>The Village is hosting four (4) GOB-related Town Hall meetings.  On August 06, 2020 the Town Hall topic was dedicated to financial aspects of the GOB.  On August 20, 2020, the Town Hall was focused on the Shoreline Protection program.  The remaining will be dedicated to the other two (2) bond programs:  Mitigating the effects of sea level rise and flooding (September 03, 2020) as well as hardening infrastructure to minimize the impacts from Hurricanes (September 17, 2020).  After each Town Hall, the presentation and video recording will be posted on this website and aired on our local TV channel (Comcast channel 77, ATT channel 99).  Presently, the first two town halls are available online for viewing. Miss a meeting? Click on the button below to take you to Resources page where you can view past presentations.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1b034ce0507012a190e2a4/1596056096394/Can%27t-Stop-the-Mail-122007100_3504x2336.jpeg</image:loc>
      <image:title>FAQ - Mitigating the Effects of Sea Level Rise and Flooding</image:title>
      <image:caption>These projects will reduce flooding through a Complete Streets approach; a method that ensures that roadways are planned, designed, constructed, maintained, and operated in a holistic manner for all users of all abilities - not just motor vehicles. A Complete Streets approach for the Village will ensure all elements of a roadway are fully utilized to mitigate flooding. The elements of a roadway improvement for this bond program include but are not limited to: travel lanes, swales, medians, pedestrian and bike facilities, and street lighting.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1b051ea1ddc82441db4c19/1596056116734/Worker-underground-on-gate-valve%2C-reconstrucion-of-drink-water-system-605962896_2003x1502.jpeg</image:loc>
      <image:title>FAQ - Hardening Infrastructure to the Effects of Hurricanes</image:title>
      <image:caption>These projects that underground utility infrastructure include power and telecommunications. The undergrounding of utilities is intended to improve the reliability and security of these utilities. The hardening of structures that support the electrical components of the grid such as transformers, switchgear, capacitor banks, etc., are included in this program.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1b047de5b6684a6cc7865c/1596056106898/Civil-Engineer-check-Beach-Road-506814762_2125x1416.jpeg</image:loc>
      <image:title>FAQ - Protecting the Village’s Beaches and Shoreline</image:title>
      <image:caption>These projects are oriented towards preserving a healthy and wider beach to protect valuable real estate/assets. Projects will place sand on the beach, restore and enhance the dunes (a critical element of shoreline protection), and the long-term solution, an offshore structure that serves as the first line of defense to our shoreline and preserves the sand we place on the beach.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f22022ba2664f69a5d21b78/1596064318929/Construction-of-a-gas-pipeline-486315708_2125x1416.jpeg</image:loc>
      <image:title>FAQ - How will the new bonds impact annual debt service payments and property taxes?</image:title>
      <image:caption>Once the General Obligation Bonds are sold and the interest rate is fixed, the debt service to the Village will be fixed. The actual amount of debt service and the exact millage rate will depend on the interest rate and other factors at the time when the bonds are actually issued. Because overall property values for the Village, and individual property values, may fluctuate over time, the millage rate may be adjusted up or down to collect the projected amount of annual debt service in each fiscal year.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f21ff72df951e514d21cead/1596063616629/Construction-team-doing-roadwork-1087119636_2124x1415.jpeg</image:loc>
      <image:title>FAQ - Does the Village have to issue all $100M of G.O. bonds?</image:title>
      <image:caption>No. The referendum is simply an authorization that gives the Village the ability to issue up to, but not more than, $100 million in bonds. The Village does not have to use the entire $100 million authorized nor does the Village have to use the GO Bond(s) if there are more economical sources of funding available at the time a project needs to be funded.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f21ff22df951e514d21bffd/1596063554705/Beach-dune-restoration-sign-1189247913_3869x2579.jpeg</image:loc>
      <image:title>FAQ - Why doesn’t the Village try to get funding from grants and other sources before we issue  debt?</image:title>
      <image:caption>The Village Government works diligently with the County, State, and Federal government as well as any relevant nonprofit organizations to explore and obtain grants and other favorable funding opportunities to minimize the cost of all our municipal projects. However, the success of grant proposals and the timing of receipt of monies and other aid is uncertain. The bond(s) proposal asks for authorization up to the estimated full cost of the projects as a backstop in the event the Village does not receive additional funds.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1afe519090741a162936f4/1595604674896/Flood-Waters-122008370_3504x2336.jpeg</image:loc>
      <image:title>FAQ - What is a Bond Referendum?</image:title>
      <image:caption>The Florida Constitution requires General Obligation Bonds to be approved by a majority of voters within the boundaries of the issuing entity (the Village). A referendum is a set Village-wide election date on which voters may consider the proposition or approval of the bonds.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1afda6e1572c0fdbb55e2e/1595604524384/Family-enjoying-time-together-on-the-beach-on-summer-vacation.-1157638464_3869x2579.jpeg</image:loc>
      <image:title>FAQ - What is a General Obligation (G.O.) Bond?</image:title>
      <image:caption>A General Obligation Bond, also known as a G.O. Bond, is a funding mechanism that is financially backed by the assessment of ad valorem taxes. Ad Valorem taxes are commonly referred to as property taxes. A G.O. Bond referendum giving the Village Council access to this type of financing tool is passed by a majority of the Key Biscayne registered voters voting in the November election.  The decision to issue a G.O. bond to implement a specific project(s) must be approved by a super majority (5-2) vote of the Village Council.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1affcd2fc2385eb4943ef4/1595604972413/civil-engineer-693622952_2122x1416.jpeg</image:loc>
      <image:title>FAQ - Why is the General Obligation Bond being considered?</image:title>
      <image:caption>G.O. Bonds are a steady financing mechanism that would allow for the coordinated implementation of significant resilience and climate adaptation projects to address our communities current and future vulnerability to sea level rise and flooding, erosion of our shorelines, and hurricane impacts. A stable funding source allows for implementation of projects in a unified, logically sequenced manner that yields a cost-effective infrastructure upgrade without duplication of effort or a piecemeal approach. Pledging the full faith, credit, and taxing power of the Village, generally allows for longer term financing (e.g. 30 years) at a lower cost when compared to other sources of funding.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f220276df951e514d2253cb/1596064391609/Electricity-New-Cables-Installation-859033432_2125x1416.jpeg</image:loc>
      <image:title>FAQ - Who will decide whether the G.O. Bonds should be used to fund a series of projects vs. using an alternate funding source?</image:title>
      <image:caption>The terms of each series of bonds will depend on market conditions at the time of issuance. The Village Council generally will set parameters for acceptable not-to-exceed interest rates, the maximum amount of bonds to be issued, and the not-to-exceed amount to be paid to the underwriters. The Financial Advisor will provide advice on these matters, so the rates and fees are kept within a reasonable range. Based on these criteria a decision will be made by Village Council whether to use the GO Bonds or some other funding mechanism. The decision by Village Council to use the GO Bonds maybe informed by an Oversight Committee, however, the Council has not yet decided whether to create an Oversight Committee. Village Council may choose to do so as part of the process of moving forward with projects.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f220203a2664f69a5d21045/1596064282267/Family-is-everything-496725363_5684x3702.jpeg</image:loc>
      <image:title>FAQ - What is the estimated cost per resident?</image:title>
      <image:caption>For each individual property owner, based on today’s interest rates, the tax is estimated to be $65 per every $100,000 of a property’s taxable value, once all the bonds have been issued. Since the entire $100 million GOB program will be implemented over a period of 10 years, rather than all at once, the associated debt service tax rate will be gradually phased in. The total cost per resident over the 10 years may be more or less than the estimate, depending on interest rates and other market conditions at the time each series of bonds is issued.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f21ff567e95bc28bbe9eaf7/1596063590028/Industrial-Barge-with-an-Excavator-on-the-Sea-524530046_2124x1416.jpeg</image:loc>
      <image:title>FAQ - What are the benefits of Issuing G.O. Bonds as opposed to other forms of bonds?</image:title>
      <image:caption>G.O. Bonds are generally the most cost-effective bonds to issue, typically offering the lowest interest rate compared to other bond types.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f22029a606b4b4ec9e362a4/1596064428673/Grandparents-and-Grandchildren-Walking-Along-Beach-182183880_4992x3328.jpeg</image:loc>
      <image:title>FAQ - How are G.O. bond funds typically utilized and paid back?</image:title>
      <image:caption>Generally, when the G.O. Bond funds become available to the Village to cover the contract(s) for a specific project(s), contracts for construction can be executed. The funds come from the bond money, not the tax revenues. The tax revenues are used to pay back the bonds. The bond money is the source of funding for the projects and will be available before the tax revenues are collected. The bond payments are generally structured with interest payable every six months and principal payable annually. For example, if bonds are issued in April 2021, the first interest payment would be in October 2021 and the first principal payment would be in April 2022. The millage levy would be placed on the tax roll for the fiscal year beginning on October 1, 2021, and the first taxes would be collected between November 1, 2021 and March 31, 2022.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2203767e95bc28bbea8d72/1596064638906/High-Water-Street-Flooding-601945516_4200x2800.jpg</image:loc>
      <image:title>FAQ - Assuming the Bond referendum passes in November, how would the Village Council likely proceed?</image:title>
      <image:caption>An initial project list would be prioritized according to upcoming stormwater system analyses, utility undergrounding masterplan and upcoming shoreline protection needs. Engineering professionals would be engaged to begin design, cost estimating and scheduling for start and projected completion dates for the first several projects on the list. When the planning is complete, Council would approve moving forward with a desired project(s). Council would approve the selection of underwriters to structure and market the first serie(s) of bond issuance(s). Council would approve by ordinance and supplemental resolution a series of bonds sufficient to provide funding for the first set of projects (or portions thereof) that can be completed within 3 years after bond issuance. The tax law requirement is that the bond money must be spent within 3 years from the date of bond issuance. The series of bonds would be issued and the proceeds received are used to pay or reimburse the Village for costs of the projects. The same procedures are undertaken by Council on a continuous basis to fund the next set of projects on the priority list as they become ready to move forward. For example, if, within a year of the first bond issuance, Council decides the next set of projects are ready for consideration, steps 2 through 6 will be undertaken for the next projects in line, even if the first projects are still ongoing.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2202be7e95bc28bbea713e/1596064479522/Family-enjoying-time-together-on-the-beach-on-summer-vacation.-1157638464_3869x2579.jpeg</image:loc>
      <image:title>FAQ - Do all of the G.O. Bonds have to be issued at the same time?</image:title>
      <image:caption>No. The authorized amount (not to exceed $100 million) would be accessible incrementally as needed as a series of project specific bond issuances.  The bonds can be issued in series over time as projects are approved by Village Council and if other sources of funds are not available.  A series is a single issue of a bond.  The referendum being voted upon allows for the issuance of up to $100 million in G.O. Bonds, in one issuance or as a series of issuances not to exceed the authorized total.  The decision to use the GOB to fund a particular project would be made by the Village Council.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1b00b8e5358d4f7bd06705/1595605362864/Miami-Key-Biscayne-Aerials-1254482073_5464x3070.jpeg</image:loc>
      <image:title>FAQ - What Prompted the Village to Consider the Need for Funding Resilience Projects Now?</image:title>
      <image:caption>The Southeast Florida Regional Climate Change Compact recently released its 2019 updated sea level rise projections, which indicate that over the next 20 years sea level is expected to rise 10 to 17 inches, significantly threatening the Village of Key Biscayne Shoreline, as well as intensifying the existing street flooding and all the associated negative impacts to safety, economy, and quality of life.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f481e6e346aab1905e7395d/1598561917831/0114c734298a66febe5f723adb0cb74008cf2ba95e.jpg</image:loc>
      <image:title>FAQ - How is the $18M for stormwater work going to be financed? Is that an Enterprise user fee bond that is not subject to the debt cap?</image:title>
      <image:caption>Yes, this will be a revenue bond financed by the Stormwater user fee. It is not subject to the Village’s debt cap because stormwater operations are financed and operated in an independent, self-liquidating manner and recovered entirely through currently collected user fees.</image:caption>
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      <image:title>FAQ - How will flooding risk to unelevated homes be addressed?</image:title>
      <image:caption>Specific roadway elevations will depend on many factors (i.e. location, degree of vulnerability, existing and projected environmental conditions, etc.). Over the next few months, subject to Village Council approval, the Village will be conducting detailed surveying and additional stormwater modeling, which will assist in identifying appropriate roadway elevations throughout the Village. As a part of this modeling, flooding risk to unelevated homes will be evaluated relative to storage, pumping and discharge approaches.</image:caption>
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  </url>
  <url>
    <loc>https://www.vkbresilience.org/projects</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-09-17</lastmod>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1c850fd632ed089c80e8f8/1595704601080/Oregon-Sand-Dunes-859421154_2129x1413_a.jpg</image:loc>
      <image:title>Projects</image:title>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f21e2784119547a5e134861/1596056192876/Road-Closed-Flooding-120485421_2122x1415a.jpg</image:loc>
      <image:title>Projects</image:title>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1c8522a5b1ab2f72156379/1595704629575/THE-EU%7E1a.jpg</image:loc>
      <image:title>Projects</image:title>
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  </url>
  <url>
    <loc>https://www.vkbresilience.org/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-10-23</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f931a8c9d25ae4f4180b8a4/1603476126491/20201006_VKB_ScheduleGraphic-01.png</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2b12fd6f7b491cf797b0e1/1596658465723/01d95e1d1d9c8e00f3e86c31a7004f2b64704255ac_00001.jpg</image:loc>
      <image:title>About - Resilience?</image:title>
      <image:caption>The scientific evidence is overwhelming: The climate is changing and as a result, the Village is facing significant impacts from more frequent and severe hurricanes, flooding, sea level rise, power and communication network outages, and coastal erosion. The ability to prepare for, recover from, and adapt to these impacts is called “climate resilience.” More simply put, resilience means providing the equal opportunity for every Key Biscayne resident to not only survive, but thrive in the face of the present and worsening threats of sea level rise, flooding, and hurricanes.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2b150bd210ff042aedd957/1596660829501/04-12-2017+F.jpg</image:loc>
      <image:title>About - Why bond?</image:title>
      <image:caption>A G.O. Bond is a steady financing mechanism that would allow for the coordinated implementation of large-scale resilience/climate adaptation projects to address our communities current and future vulnerability to sea-level rise and flooding, erosion of our shorelines and hurricane impacts. A stable funding source allows for implementation of projects in a unified, logically sequenced manner that yields a cost-effective infrastructure upgrade without duplication of effort and a piecemeal approach. Pledging the full faith, credit, and taxing power of the Village, would result in the lowest possible interest rate for financing the projects.</image:caption>
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    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2d93cccdffb94dab32e3e4/1596822482732/20200807_PropTaxChart.jpg</image:loc>
      <image:title>About - Wait, I already pay taxes…</image:title>
      <image:caption>Yes, you do, but you might be surprised to know that the Village of Key Biscayne receives less than 20% of the property tax dollars that you pay. These funds are used by the Village to deliver multiple administrative services, including Public Safety, Building, Zoning and Planning, Public Works, and Parks Recreation and Open Spaces. Large-scale Capital Improvement Projects (CIP), such as those proposed within the VKB Resilience program, will likely require additional, alternative funding sources (such as a G.O. bond for example) to supplement traditional property tax revenues.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2b1451430dd7118cf22d7c/1596658778390/Low-angle-view-of-people-lined-up-to-vote-1203196311_3869x2579.jpg</image:loc>
      <image:title>About - What is a bond referendum anyway?</image:title>
      <image:caption>A General Obligation Bond, also known as a G.O. Bond, is a funding mechanism that is financially backed by the assessment of ad valorem taxes. Ad Valorem taxes are commonly referred to as property taxes. The Florida Constitution requires General Obligation Bonds to be approved by a majority of voters within the boundaries of the issuing entity (the Village). A referendum (or vote) is a set Village-wide election date on which voters may consider the proposition or approval of the bonds.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2b14119d67333d8f40c2f0/1598561366543/construction-of-breakwaters%252C-construction-equipment-on-the-sea-coast-1134761528_2127x1413.jpg</image:loc>
      <image:title>About - What types of projects will be included in the bonds?</image:title>
      <image:caption>The VKB Resilience G.O. Bonds include funding for a wide array of large-scale resilience projects, organized into three core programs: Mitigating the effects of sea level rise and flooding; Protecting Village beaches and shoreline; and Hardening infrastructure to the effects of hurricanes.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.vkbresilience.org/resources</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-08-21</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3194d5af36d032bb7c3525/1597084902150/Pages+from+CRC-VillageOfKeyBiscayne-FinaltVulnAssess-SM.jpg</image:loc>
      <image:title>Resources - Village of Key Biscayne Flood Vulnerability Assessment and Adaptation Report</image:title>
      <image:caption>Author: Coastal Risk Consulting</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f31907e2d6bc03302b8b676/1597083811040/Pages+from+Summary+of+shoreline+Shoreline+Protection+Options.jpg</image:loc>
      <image:title>Resources - Natural and Structural Measures for Shoreline Stabilization</image:title>
      <image:caption>Authors: National Oceanic and Atmospheric Administration and the US Army Corps of Engineers</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3416a366e6d4682bce8ae9/1597249214595/2017-The_Cost_of_Doing_Nothing_Final_Page_01.jpg</image:loc>
      <image:title>Resources - The Cost of Doing Nothing</image:title>
      <image:caption>Economic Impact Analysis of Sea Level Rise in the Tampa Bay Area</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f20438e8d17a822bfe42830/1596115861012/Pages+from+voter-information-guide-spa.jpg</image:loc>
      <image:title>Resources - Miami-Dade County Voter Information Guide</image:title>
      <image:caption>Spanish Version</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f22d46f5c8495663fd928b3/1596118514712/Pages+from+Sea-Level-Rise-Projection-Guidance-Report_FINAL_02212020.jpg</image:loc>
      <image:title>Resources - Unified Sea Level Rise Projection Southeast Florida</image:title>
      <image:caption>2019 Update prepared by the Southeast Florida Regional Climate Change Compact</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3190b17a6c7434fad86bff/1597083867166/Pages+from+A_Short_Review_of_Submerged_Breakwaters+%281%29.jpg</image:loc>
      <image:title>Resources - A Short Review of Submerged Breakwaters</image:title>
      <image:caption>Authors: Ibrahim ‘Izzat Na’im, Ab Razak Mohd Shahrizal, and Mat Desa Safari</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3424963b8cd93f77c66c35/1597252793350/100year-flood.png</image:loc>
      <image:title>Resources - National Flood Insurance Program Website</image:title>
      <image:caption>FEMA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1ef5a80adf9164be01a7d1/1596117719116/Stormwater+Master+Plan_CoverPage.jpg</image:loc>
      <image:title>Resources - VKB Stormwater Master Plan:</image:title>
      <image:caption>Master Plan Document</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f204323a4c75f023c1857e8/1596115701587/Pages+from+voter-information-guide.jpg</image:loc>
      <image:title>Resources - Miami-Dade County Voter Information Guide</image:title>
      <image:caption>English Version</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1ef8050adf9164be022463/1596118357591/Exhibits.jpg</image:loc>
      <image:title>Resources - VKB Stormwater Master Plan:</image:title>
      <image:caption>Meeting Boards + Exhibits</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f34230ef1a80c58c7c16082/1597252381328/Pages+from+revFEMA_HMA_Grants_4pg_2015_508-2.jpg</image:loc>
      <image:title>Resources - Reducing Flood Risk to Residential Buildings That Cannot Be Elevated</image:title>
      <image:caption>FEMA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1ef93694feed3c77ad6a5d/1596649292962/BusinessCase.jpg</image:loc>
      <image:title>Resources - Stormwater Resilience Business Case Study:</image:title>
      <image:caption>Business Case for the City of Miami Beach Stormwater Resilience Program</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f204412c48d7a184dd25184/1596116062214/Pages+from+voter-information-guide-cre.jpg</image:loc>
      <image:title>Resources - Miami-Dade County Voter Information Guide</image:title>
      <image:caption>Creole Version</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f31938f9a996b6a4f489a7d/1597084642424/Pages+from+2018-02-05+Key+Biscayne+Beach+Management+Feasibility+Study_Revised.jpg</image:loc>
      <image:title>Resources - Key Biscayne Beach Management Feasibility Study</image:title>
      <image:caption>Authors: Moffatt &amp; Nichol, EAC Consulting, Inc.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bca86f51bd55288ee0823/1597754011783/Pages+from+Key_Biscayne_Utility+Masterplan+Kimley+Horn+%281%29.jpg</image:loc>
      <image:title>Resources - Master Plan: Village of Key Biscayne</image:title>
      <image:caption>Undergrounding of Utilities: Village-Wide (Kimley Horn, 2018)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f1efa2c97ea1021690f4001/1596116842182/Area+Reports_Page_01.jpg</image:loc>
      <image:title>Resources - VKB Stormwater Master Plan:</image:title>
      <image:caption>Area Reports</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3424fc3059c1088f41fff7/1597252899641/NOAA-PROJECTIONS-FOR-GLOBAL-SEA-LEVEL-RISE-TO-2100-THE-LOWEST-SCENARIO-ASSUMES-VERY.png</image:loc>
      <image:title>Resources - Is Sea Level Rising? Yes, Sea Level is Rising at an Increasing Rate.</image:title>
      <image:caption>NOOA</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.vkbresilience.org/underconstruction</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-08-07</lastmod>
  </url>
  <url>
    <loc>https://www.vkbresilience.org/sealevel</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-09-09</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2c4ad9e3848e50f2082269/1597059826412/People-exercising-in-Aventura-on-Country-Club-Drive-1262573558_2123x1416.jpg</image:loc>
      <image:title>SeaLevel - What do Complete Streets look like?</image:title>
      <image:caption>There is no singular design prescription for Complete Streets; each one is unique and responds to its community context. A complete street may include: Raised roads in areas vulnerable to flooding Wide sidewalks Vegetated swales for stormwater infiltration and conveyance Bike lanes and/or wide paved shoulders, Green infrastructure for stormwater management (bioswales, pervious pavement/surfaces, infiltration and treatment areas, rain gardens, etc.) Special bus lanes with comfortable and accessible public transportation stops Frequent and safe pedestrian crossing opportunities Median islands for increased pervious areas Accessible pedestrian signals Curb extensions Narrower travel lanes Roundabouts, and more. It is important to note that a Complete Street project is undertaken in coordination with other capital improvement projects such as stormwater system upgrades and the hardening of other infrastructure such as utility undergrounding. Coordinated sequencing of street, stormwater and utility projects reduces costs of completing projects, time to do so and minimizes disruption as the Village moves towards mitigating the effects of sea level rise and localized flooding. A Complete Street in a rural area will look quite different from a Complete Street in a highly urban area, but both are designed to balance safety and convenience for everyone using the road.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2d96bfb287e23eb6925b37/1597059826416/01d95e1d1d9c8e00f3e86c31a7004f2b64704255ac_00001.jpg</image:loc>
      <image:title>SeaLevel - How do Complete Streets address flooding and sea level rise?</image:title>
      <image:caption>Undertaking roadway improvements utilizing a Complete Streets approach is an efficient and cost effective way to help mitigate the effects of sea level rise and street flooding due to more intense precipitation events in that roadways are considered as an extension of the stormwater management system. Where appropriate, green infrastructure can be incorporated into the overall roadway design along with increasing pervious areas and roadway elevations where advisable based on flooding and sea level rise projections.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f33f9b20dc6857846013f45/1597241798729/20200811_SectionGraphic-01.png</image:loc>
      <image:title>SeaLevel</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2c4d53f2fad66b4e47091d/1597059826420/iStock-1145935809.jpg</image:loc>
      <image:title>SeaLevel</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2c59516a7a836ed03a25c1/1597059826423/Projects+Rating+Bar_SeaLevel.png</image:loc>
      <image:title>SeaLevel</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2c52e031e073106d52f7a8/1597059826443/3A.jpg</image:loc>
      <image:title>SeaLevel</image:title>
      <image:caption>03: existing</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2c5362010c0c288d90fca9/1597059826431/1B.jpg</image:loc>
      <image:title>SeaLevel</image:title>
      <image:caption>01: concept</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2c523a3e5fd605d713d8ee/1597059826435/2A.jpg</image:loc>
      <image:title>SeaLevel</image:title>
      <image:caption>02: existing</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2c531cfd0620695c1f202a/1597059826439/2B.jpg</image:loc>
      <image:title>SeaLevel</image:title>
      <image:caption>02: concept</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2c5215fa094f641106a062/1597059826428/1A.jpg</image:loc>
      <image:title>SeaLevel</image:title>
      <image:caption>01: existing</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f2c538dfa094f641106ebc6/1597059826446/3B.jpg</image:loc>
      <image:title>SeaLevel</image:title>
      <image:caption>03: concept</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f318a6c5bdd751e0df4e5c5/1597082248698/SeaLevelRiseGraphic-01.png</image:loc>
      <image:title>SeaLevel</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.vkbresilience.org/shoreline</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-09-09</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f313f747a71f50a84bc6d0b/1597423079780/Miami-Key-Biscayne-Aerials-1254482069_4213x2367.jpeg</image:loc>
      <image:title>Shoreline - What does Shoreline Protection Mean for Key Biscayne?</image:title>
      <image:caption>Shoreline protection approaches vary by location, however, for the oceanside of the island, an integrated approach to risk reduction may include the incorporation of natural and nature-based features in addition to non-structural and structural measures to improve social, economic, and ecosystem resilience.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f313784701690209e4af958/1597423079784/04-12-2017+F.jpg</image:loc>
      <image:title>Shoreline - Beach Nourishment</image:title>
      <image:caption>In the near and long term, beach nourishment will continue to be an integral element of an overall management strategy with sand sourced from landside mines and/or offshore borrow areas.  Expansion of beach area is a clear benefit, however, rising sea levels and associated wave action remain an increasing long-term threat.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3138d217f1700098f75587/1597423079796/5f0ca0b6022a0607e11977c3_Capture2.png</image:loc>
      <image:title>Shoreline - Submerged Breakwater</image:title>
      <image:caption>Lastly, integrating a submerged structure - such as a segmented breakwater or artificial reef - into the overall shoreline protection strategy will serve as a first line of defense to dissipate wave energy and sand erosion aggravated by sea level rise.  The main objective of the submerged breakwater is to extend the time between needed beach nourishment events while enhancing ecosystem function by creating artificial reef environments.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f31387e17f1700098f74f8c/1597423079791/Keep-off-dunes-sign-in-Florida-186382531_2122x1415.jpeg</image:loc>
      <image:title>Shoreline - Dune Restoration</image:title>
      <image:caption>The coastal dune system in Key Biscayne is critical to maintaining a healthy and thriving shoreline. Because the dune and coastal strand communities in South Florida are the closest communities to the high-energy shoreline, they also serve as a key defense against erosion, sea level rise, and storm surge. Dune restoration/maintenance will be a second element of a shoreline protection strategy geared to sand stabilization.  Restoring vegetation on coastal dunes is important because vegetation helps stabilize dunes and provides essential habitat and food for many species of wildlife on the island including endangered species.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f313913649257471c7787e4/1597423079800/Dump-Truck-Dumping-Sand-on-the-Beach-625470824_2125x1416.jpeg</image:loc>
      <image:title>Shoreline</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f313a68e7555e0b382b556e/1597423079805/Shoreline_Projects+Rating+Bar-01.png</image:loc>
      <image:title>Shoreline</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f314b669fded4095d054539/1597423079809/living-shorelines-b.jpg</image:loc>
      <image:title>Shoreline</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.vkbresilience.org/infrastructure</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-09-09</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3ae35eb61c210f01e15174/1597694833161/T_1535%7E1.PNG</image:loc>
      <image:title>Infrastructure - Avoiding a “hardened” aesthetic.</image:title>
      <image:caption>Based on the substantial costs and impacts to the electrical grid caused by past hurricanes, FPL has embarked on a program to harden their network of poles supporting feeder infrastructure to increase their resiliency during future storm events. Hardened infrastructure generally consists of replacing existing utility poles with larger concrete poles that can withstand higher wind speeds. The Village, however, decided that FPL’s storm hardening program would have a negative impact on the Village’s ￼aesthetics.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd8fc07bfe7051920944c/1597758031469/Key_Biscayne_Utility+Masterplan+Kimley+Horn+%288%29.jpg</image:loc>
      <image:title>Infrastructure - Safety, reliability, and aesthetics</image:title>
      <image:caption>The conversion from overhead to underground facilities will improve the safety, reliability, and aesthetics of the electric and communications infrastructure serving the Village. Click the button below to learn more by viewing the Undergrounding of Utilities Master Plan for the Village of Key Biscayne.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3ae8ab774a07771a9396f1/1597696185791/Power-Galore-470987885_2160x1440.jpeg</image:loc>
      <image:title>Infrastructure - Hardening of support infrastructure</image:title>
      <image:caption>While hardening of the utility infrastructure would involve undergrounding electric, phone, cable and possibly fiber optic lines in the future, in other instances, the hardening of structures that support the electrical components of the grid such as transformers, switchgear, and capacitor banks maybe strategically elevated for protection from storm related flooding.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3ae4f5adaf8f14dfd234a2/1597695240265/Fiberglass-network-under-construction-485084054_2048x1466.jpeg</image:loc>
      <image:title>Infrastructure - Undergrounding; a context-sensitive solution:</image:title>
      <image:caption>Considering the harsh aesthetic of hardened concrete utility poles, along with the reliability and safety benefits, the Village decided that a conversion of the overhead utilities to an underground location, also known as undergrounding, should be pursued. This option would ensure increased resiliency and reliability of the infrastructure without compromising the aesthetic of our Island Paradise.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3ae646065d3019cc1a8be1/1597695597927/The-process-of-laying-of-engineering-and-heating-systems.-692855504_2128x1413.jpeg</image:loc>
      <image:title>Infrastructure - A phased approach</image:title>
      <image:caption>Hardening of the utility infrastructure of the Village of Key Biscayne would be undertaken in phases strategically sequenced with other projects related to roadway improvements and stormwater system upgrades such that disruption to the community due to construction would be minimized.</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bc390f51bd55288ed44f4/1597752225231/Projects+Rating+Bar_iNFRASTRUCTURE-01.png</image:loc>
      <image:title>Infrastructure</image:title>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd91c23d0af4709571ca8/1597757730401/Key_Biscayne_Utility+Masterplan+Kimley+Horn+%287%29.jpg</image:loc>
      <image:title>Infrastructure</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd8c84b31496c55fea8c3/1597757681512/Key_Biscayne_Utility+Masterplan+Kimley+Horn+%2810%29.jpg</image:loc>
      <image:title>Infrastructure - Aesthetics</image:title>
      <image:caption>The Village of Key Biscayne maintains a high standard of visual aesthetics throughout the community. The Zoning and Planning Division and the Village Council are charged with protecting this visual image through a thorough review process for any construction and renovation projects within the Village. The relocation of overhead utilities to an underground location provides an opportunity to enhance the visual aesthetics of the Village and allows greater flexibility for architectural and landscape architectural improvements in areas that were previously restricted by overhead utilities.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd168f51bd55288eed96c/1597755940014/Key_Biscayne_Utility+Masterplan+Kimley+Horn+%283%29.jpg</image:loc>
      <image:title>Infrastructure - Safety</image:title>
      <image:caption>An underground utility system is generally safer than an overhead utility system because the electric and communication cables and equipment are less accessible to accidental contact with the public and the elements. For example, during windstorm events overhead facilities may be blown down, creating impacts to property and exposing the public to the risk of electric shock. Additionally, routine maintenance of landscaping may cause accidental contact with overhead powerlines causing a risk of electric shock.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd3056b4548107083b577/1597758202757/Key_Biscayne_Utility+Masterplan+Kimley+Horn+%286%29.jpg</image:loc>
      <image:title>Infrastructure - Reliability</image:title>
      <image:caption>Based on a report entitled Out of Sight, Out of Mind, An Updated Study on the Undergrounding of Overhead Power Lines by the Edison Electric Institute (2012), an underground utility system is generally more reliable than an overhead utility system because it is less susceptible to impacts from weather events, exposure to wildlife, and contact with vegetation. This conclusion is further supported by findings recently reported to the Public Service Commission by FPL. They found their underground systems outperformed their overhead systems in average interruption duration and average interruption frequency by 80%.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd65486c1c22c83b4433a/1597757114132/BA_2a.jpg</image:loc>
      <image:title>Infrastructure</image:title>
      <image:caption>Before</image:caption>
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    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd836ee93e012319f8f05/1597757578595/BA_5b.jpg</image:loc>
      <image:title>Infrastructure</image:title>
      <image:caption>After</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd84c057b6a4e65804b58/1597757581849/BA_6a.jpg</image:loc>
      <image:title>Infrastructure</image:title>
      <image:caption>Before</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd707ee93e012319f6d64/1597757560146/BA_3b.jpg</image:loc>
      <image:title>Infrastructure</image:title>
      <image:caption>After</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd6ca2bdfc62156296aee/1597757557542/BA_3a.jpg</image:loc>
      <image:title>Infrastructure</image:title>
      <image:caption>Before</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd77a2f12333a3b02ee90/1597757563180/BA_1a.jpg</image:loc>
      <image:title>Infrastructure</image:title>
      <image:caption>Before</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd86020f7791bf98506a1/1597757583699/</image:loc>
      <image:title>Infrastructure</image:title>
      <image:caption>After</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd806878a1656e3fb074e/1597757572417/BA_4b.jpg</image:loc>
      <image:title>Infrastructure</image:title>
      <image:caption>After</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd821f51bd55288efb757/1597757575088/BA_5a.jpg</image:loc>
      <image:title>Infrastructure</image:title>
      <image:caption>Before</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd68a2fce70474b907604/1597757111007/BA_2b.jpg</image:loc>
      <image:title>Infrastructure</image:title>
      <image:caption>After</image:caption>
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    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd7f44b31496c55fe88dc/1597757569559/BA_4a.jpg</image:loc>
      <image:title>Infrastructure</image:title>
      <image:caption>Before</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3bd7b54b31496c55fe7fb3/1597757566453/BA_1b.jpg</image:loc>
      <image:title>Infrastructure</image:title>
      <image:caption>After</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.vkbresilience.org/cost-calculator</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-09-17</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3c019253a8362458841dd4/1597768097729/PropTaxChartVKB2020.png</image:loc>
      <image:title>Impact Calculator</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3c0173d1e076330db56788/1597768069854/VKB_MDC_appraiserwebsite.png</image:loc>
      <image:title>Impact Calculator</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f17080110bbdf552b850c37/t/5f3eda22ac8d8113926d1af9/1597954613157/BondImpactChart2.png</image:loc>
      <image:title>Impact Calculator</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.vkbresilience.org/presentations</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-09-28</lastmod>
  </url>
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